
The nation’s leading SBA & USDA lending solution.

Who we are.
Leading the way in SBA & USDA lending.
Phoenix is your nationwide partner in SBA and USDA government-guaranteed lending. We combine industry-leading technologies with unmatched expertise to deliver tailored solutions that align with your unique strategic goals and fuel long-term growth.

Strategic Financial Solutions to
Accelerate Your Business Growth.
Building a business requires vision, resilience, and the courage to transform bold ideas into reality.
It’s about pushing past challenges, turning dreams into actionable plans, and making them happen.
We Find The Way Forward.
Business owners like you are the heart of vibrant communities. You create jobs, inspire hometown pride, and support organizations that strengthen the social fabric.
At PHX, we are passionate about empowering you to grow your business, enrich your community, and achieve your aspirations.
Phoenix is dedicated to helping those in
rural and suburban areas access USDA loans.
As a trusted partner, Phoenix guides clients through the entire USDA loan process—from eligibility assessment to final approval—ensuring a smooth and stress-free experience.

Lender Services.
Phoenix delivers a fully integrated, outsourced SBA and USDA platform to lending institutions across the nation. Our flexible, cost-efficient solution requires no minimum volume commitments, giving you the freedom to scale as needed.
With expertise across eight critical areas—including strategy, pre-approval, SBA loan underwriting, processing and closing, loan sales, servicing and operations, loan audits, portfolio management, special assets, and multi-draw & construction monitoring—we’re equipped to streamline your lending process and drive success at every stage.
#1 USDA Business & Industry Lender
At Phoenix, we fuel the growth of small and medium-sized businesses across the U.S. by providing access to the capital you need to thrive and scale. Our team of expert USDA lending specialists are here to guide you every step of the way, making sure you fully understand your financing options and unlock your business’s full potential.

SBA Loans: Empowering the Backbone of Our Country
We’re committed to supporting the vital enterprises across America by providing access to the capital they need to grow and succeed. Our dedicated team of commercial lending specialists focuses exclusively on SBA small business loans, guiding you through every step to help you explore your financing options and find the right short-term or long-term solutions for your business.